UOB Lender offers a number of individual banking services meant to satisfy the monetary requires of individuals. Below is an in depth overview to assist you to fully grasp The true secret areas and offerings.
Types of Accounts
Personal savings Account: This account enables you to spend less although earning desire.
Functions: Easy accessibility, interest earnings, nominal service fees.
Rewards: Harmless place for your money, opportunity development by desire.
Existing Account: Perfect for day by day transactions and handling bills.
Options: Checkbook facility, overdraft protection.
Rewards: Easy for normal payments and withdrawals.
Fixed Deposit Account: For all those planning to get paid greater curiosity costs about a hard and fast interval.
Features: Set phrase deposits, increased fascination costs as compared to savings accounts.
Advantages: Secure expenditure solution with predictable returns.
Financial loans
Particular Financial loans: Unsecured financial loans which can be utilized for a variety of needs like schooling or property renovation.
Sorts:
Installment Loans
Credit Strains
Added benefits: Versatile repayment conditions, aggressive fascination costs.
Residence Loans: Tailored solutions for paying for residence or refinancing current home loans.
Forms:
Mounted Price Home Personal loan
Floating Fee Residence Loan
Gains: Distinctive strategies to match person requires, eye-catching prices.
Bank cards
UOB gives An array of charge cards catering to different life and spending behaviors:
Rewards Cards: Earn factors on every order which can be redeemed for presents or vacation miles.
Cashback Cards: Get dollars rebates on daily paying out like groceries and eating out.
Vacation Cards: Specific benefits like air miles accumulation and travel coverage coverage.
Expenditure Products and services
For individuals enthusiastic about escalating their prosperity by means of investments:
Unit Trusts * Diversified portfolio managed by industry experts. * Suitable for extended-expression advancement objectives.
Structured Deposits * Combines the attributes of classic deposits with financial investment goods. * Probably increased returns but with a few possibility associated.
Insurance Goods
To guard oneself and Your loved ones in opposition to unforeseen activities:
Daily life Insurance plan * Delivers economical stability in the event of Demise or essential disease. * Also can serve as a financial savings tool according to the policy chosen.
Health Insurance * Handles health care bills which includes hospitalization fees. * Essential for mitigating superior healthcare prices.
Electronic Banking Providers
Comfort at your fingertips through electronic platforms:
Web Banking
Allows you to regulate your finances online:
Watch account balances and transaction historical past
Transfer funds involving accounts or pay out bills
Make an application for new goods (financial loans/credit cards)
Cellular Banking
Banking on-the-go through cell apps:
Brief stability checks
Cell payment alternatives (QR code payments)
Notifications & alerts about account exercise
With these detailed offerings, UOB aims to supply website individualized banking answers that cater precisely to specific requirements although making sure comfort and protection in all transactions.